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Be ready: How to prepare your community for a natural disaster

Hurricane Dorian devastated the northwestern Bahamas and has unleashed heavy rain, strong winds, storm surge, and tornadoes as it has tracked along the East Coast. While the Atlantic hurricane season officially runs from June to November, the peak of the season is now—from mid-August to late October.

With September being National Preparedness Month, Americans can take action to promote emergency planning and disaster relief in the event of hurricanes, wildfires, and floods, which have caused an estimated $414.4 billion in damage across the U.S. from 2013 to 2018, according to data from the National Oceanic and Atmospheric Administration. As natural disasters become more frequent and destructive, it’s important that community associations adopt a comprehensive plan to prepare, respond, and recover from these extreme weather events.

Community association residents and leaders also should be aware that the Federal Emergency Management Agency does NOT reimburse community associations that remove debris from private roads. CAI strongly encourages board members and managers to review the guidelines for removing debris.

In addition, here are some guidelines to prepare your community against a natural disaster.

Hurricanes

  • Gather supplies in an emergency kit to last at least three days, including food, water, flashlights, batteries, cash, first aid supplies, and medications. Also gather supplies for pets, if any, and store important documents.
  • Bring inside loose, lightweight objects that could become projectiles in high winds (e.g., patio furniture, garbage cans) and anchor objects that would be unsafe to bring inside (e.g., propane tanks).
  • Take refuge in a designated storm shelter or in a secure room inside your home that is windowless and not at risk of flooding.
  • Cover windows with wooden panels or storm shutters.
  • Document any property damage with photographs. Contact your insurance company for assistance.

Floods

  • Know the types of flood risks in your area by visiting the Federal Emergency Management Agency’s Flood Map Service Center.
  • Purchase or renew a flood insurance policy through the National Flood Insurance Program. Homeowner’s insurance policies do not cover flooding.
  • Keep important documents in a waterproof container. Create password-protected digital copies.
  • Protect your property. Move valuables to higher levels. Declutter drains and gutters. Install check valves and consider a sump pump with a battery.
  • If trapped in your home, go to its highest level. Do not climb into a closed attic, as you may become trapped by rising floodwater. Go on the roof only if necessary and signal for help.

Wildfires

  • Fireproof your home by covering outdoor vents, removing dry leaf and tree debris, mowing and watering lawns regularly, and using fire-resistant materials to make repairs or replacements.
  • Keep fuel sources at least 100 feet away from your home.
  • Keep important documents in a fireproof safe and make digital copies.
  • Designate a room that can be closed off from outside air. Close all doors and windows. Set up a portable air cleaner to keep indoor pollution levels low when smoky conditions exist.
  • Review insurance coverage to make sure it is enough to replace your property. Document damage with photographs.

For tips on how to make an emergency plan fit for your community association and prepare for other types of disasters, visit CAI’s Community Disaster Preparedness & Relief page and Ready.gov.

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Hurricane Florence: Will FEMA help your community?

Photo credit: Mark Hiebert

As community association managers and boards of directors prepare their residents for Hurricane Florence, they are burdened with the knowledge that the Federal Emergency Management Agency likely will not be there to support disaster recovery in their community.

That’s because FEMA classifies community association streets as private and won’t remove debris without prior approval.

What’s not understood by FEMA and many members of Congress is that the local municipality may have mandated the developer privatize streets in the community, resulting in association residents bearing the financial, legal, and operational responsibility for maintaining and insuring the streets. The residents have to pay for the streets when their neighboring community may not. These residents pay the same local property and federal taxes as everyone else, but they are being penalized because their streets are “private.”

So when CAI’s government affairs team hears a monster hurricane is heading toward the coast with a dangerous storm surge, damaging winds, and catastrophic rainfall, we step into high gear contacting members of Congress, governors, and FEMA officials. We plead with them to consider providing explicit guidance to first responders to remove debris from private property following the storm because it will likely be an immediate threat to public health and safety. We followed the same routine preparing for and recovering from hurricanes Harvey and Irma in 2017 and Hurricane Matthew in 2016.

Understandably, FEMA usually waits until after the storm wreaks havoc to give guidance to first responders. Yet it becomes very difficult for managers and board members to appeal to their governor, FEMA, and Congressional representatives to authorize debris removal on private property while trying to navigate the destruction and loss that tends to follow a hurricane. It is preposterous to ask residents who are trying to deal with the devastation of loss following a disaster to call their Congressional representatives to get help.

The Disaster Assistance Equity Act will solve this inequality. If you aren’t facing Hurricane Florence, you can prepare your community for a future disaster by contacting your Congressional representative and urging them to co-sponsor the legislation.

For more perspective from CAI’s government affairs team and tips for requesting assistance from FEMA, visit the CAI Advocacy Blog.

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Community Associations Prepare for Hurricane Florence

Community association homeowners in the path of Hurricane Florence are readying disaster preparedness plans.

Florence is forecasted to make landfall between South Carolina and North Carolina as a Category 3 or 4 storm late Thursday night or Friday morning and could stall over the region, bringing catastrophic flooding similar to what the Houston area experienced last year with Hurricane Harvey. As of Tuesday afternoon, more than 1.5 million people are facing mandatory evacuation in coastal areas due to destructive winds and a dangerous storm surge, though Florence’s impacts will be felt far inland too.

Crane Pointe Homeowners Association residents Dennis and Susan McGaha have done everything possible over the past three days to secure their home in Hampstead, N.C., which is located in between Surf City and Wrightsville Beach, just a few miles from the coast. The McGaha’s preparedness plan included securing all loose items—from pool floats to flowers—and adding window shutters and extra drain pipes.

Additionally, the couple gathered their most valuable possessions: family pictures. Every framed memory now lies in a plastic box, enclosed in one of the most secure rooms: the laundry room on an elevated space. The couple also has a weeks’ worth of sealed medicines and clothes.

When it comes to their neighbors’ preparedness it’s a mixed bag. While some have already headed inland, others have not installed a single shutter, according to the couple.

While homeowners like the McGaha’s prepare for the worst, additional storms behind Florence also are threatening more of the East Coast as the Atlantic hurricane season hits its peak.

Homeowners should include the following items in their disaster preparedness prep:

• Water—one gallon of water per person per day for at least three days for drinking and sanitation
• Food—at least a three-day supply of nonperishable food
• Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert
• Flashlight
• First-aid kit
• Extra batteries
• Manual can opener
• Cell phone with chargers and a backup battery

CAI encourages all communities and their residents to be ready for Hurricane Florence and beyond. Associations, management companies, and business partners should review and compare their disaster plans.

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Hurricane Harvey: Many Texans’ lives still far from normal one year later

One year ago today, Hurricane Harvey made landfall as a Category 4 storm in Texas, dumping as much as 51 inches of rain in some parts of the state—a U.S. record for rainfall from a single storm. Harvey caused an estimated $125 billion in damage and at least 68 deaths in Texas, according to the National Hurricane Center.

The Houston-based Episcopal Health Foundation, in partnership with the Kaiser Family Foundation, recently released a survey that found that many Texans’ lives are still far from normal despite the long-term recovery across the region moving forward.

Nearly a quarter of those surveyed said their financial situation is worse, and one in six reported that their overall quality of life has declined, according to the survey. Even more alarming, four in 10 also said they aren’t getting the help they need to recover and rebuild their lives.

In Harris County, 154,000 homes flooded, and only 36 percent had flood insurance, says Jeff Lindner, director of the hydrological operations division and a meteorologist with Harris County Flood Control District. “A year later, there are nearly 20,000 residences still recovering in different stages of the process because of contactor labor challenges and flood insurance issues.”

If there’s a silver lining from the storm, Harris County residents have become well-versed in flood measures to protect their homes when the next natural disaster strikes, explains Lindner.

“Residents now know what bayou or water shed they live next to and that water tends to run from West to East,” he says.

They also know what happens if flood gates reach critical levels. “In some cases, they know they don’t have to worry until it reaches 58 feet,” says Lindner.

Jeff Lindner, director of the hydrological operations division and a meteorologist with Harris County Flood Control District.

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